Visa ATMs in Nigeria

1st November 2007 · Updated 3 March 2020

1 min read

I was plesantly surprised last night to discover that ATMs that support Visa cards are now available in Nigeria.

According to Visa’s ATM locator website, some ATMs of the following banking institutions: support Visa, Plus and Visa Electron cards:

UBA PLC (A COMMERCIAL BANK) (405)*
AFRIBANK NIGERIA PLC (1)
FIDELITY BANK PLC (1)

This is good news for Nigerians who make a (legitimate) living online from affiliate marketing, MLMs and other businesses.

My search on Visa’s website for financial institutions that issue Visa cards in Nigeria however came-up with the following message:

Nigeria
We currently do not have any financial institutions listed for this country. Please contact the financial institutions in your local area to inquire about getting a Visa card.

Oluniyi D. Ajao

Oluniyi D. Ajao is an Internet Entrepreneur and Tech Enthusiast. Follow him on X (fka Twitter) @niyyie for more tech updates.

Comments

Aaron
1st November 2007
You can also use MasterCard and Maestro in various places. Try a Zenith Bank with an ATM sign out front.
Reply
wande
1st November 2007
Access bank at idejo street Victoria Island and Opebi branch is the real place you can use VISA Atm cards.
Reply
Oluniyi David Ajao
13th December 2007
Yup. Access Bank issues Visa cards in Nigeria. I saw their billboards advertising Visa last November when I was in Lagos.
Reply
ife
14th February 2008
apart from lagos, is there any other place where the access bank visa atm is located
Reply
kelechi
30th April 2008
i want atm card
Reply
Mbuotidem Anaka
11th June 2008
I like the whole news of being able to withdraw dollars in Nigeria.
But where can we such VISA, MASTERCARD etc., ATM’s in Port Harcourt?
Pls if you know, do let me know
Reply
U
12th August 2008
Where can I locate ATMs that support visa electron at Enugu? Many thanks.
Reply
Oluniyi David Ajao
12th August 2008
Try:
Zenith Bank – 12 Opara Avenue Branch – Opara Avenue, Enugu
Zenith Bank – Plot 49, Nike Lake Rd, Estate Layout, Enugu
Good luck.
Reply
jow cy
8th October 2008
please who has a list of all the visa atms in lagos
Reply
Matt Leong
18th October 2008
You will get a free ATM card shipped directly to your address and a bank account that anybody can wire into from anywhere, the banks are usually in UK or US.
So with the card you can do any online business and also receive cash check ,money order in you bank account. you can use e currency to order card.
he new face of money.
If you want a free Atm card then consider joining my forex trading service once you register with $100 you will have a bank account+Atm card, but you will get the card after your investment matures,that is after 30 days. if you just need to buy a card fine, it will help you in any online money making venture,
goodluck
Reply
Israel
9th November 2008
I should thank God for that,i bank with Uba,but was surprise that a big bank of suh says no credit card yet. Kia!
Reply
ABDEALI
11th November 2008
Hello
Dear sir I am ali from Pakistan and I need the free atm cards
so please can you send it then reply me .
Thanks and regards
ALI
Reply
saudian
16th February 2009
can i use my residence bank card (saudian bank)in ATMs Nigerian bank’s?
Reply
1. Oluniyi David Ajao
  16th February 2009
  Your card should have a Visa or Mastercard logo on it and must be enabled for international use. Check with your bank before travelling.
  Reply
Emmanuel
8th June 2009
the visa card of vcard is one of the most recent inovations in the Nigerian banking system, however it has received wider publicity through Oceanic Bank (experience peace) and supported by others. One of its setbacks is that you can only receive money in the Naira equivalent of the forign currency sent to you from abroad. I have used it and it is more convenient than some payment systems around.
Reply
Oyenekan o.a
29th June 2009
how much does a visa card costs
Reply
KAZEEM
10th December 2009
Where can I withdraw Dollar on ATM Machine in Lagos ?
Reply
jake
21st January 2010
GTB opposite SilverBird
Reply
uhunoma okungbowa
13th February 2010
where can i cash money from my international visa card here in nigeria atm or pos, i from benin
Reply
tunde
16th March 2010
how can i use my ATM card paid online.
Reply
SAMUEL KOLAWOLE OLUWASANYA
3rd April 2010
i want to sign up to have ionternational master card or debit card from nigeria? please kindly help me out because i need this very international master card okay
Reply
zakariyya
11th May 2010
where can i withdraw dollar using my Visa card in Kano?
Reply
1. Oluniyi David Ajao
  11th May 2010
  I am not aware of any ATM in Nigeria that dispenses cash denominated in US Dollars.
  Reply
Linda
11th June 2010
Where in Port Harcourt can I cash in my Money order in Canadian Funds?
Reply
OLATUNBOSUN AKINYEMI
11th June 2010
how i will make money and get my international debit card tell me website to go and sign up instantly okay please help me out ?
Reply
Oyetunde
14th August 2010
David,
You have done justice to your website.
Reply
jlm
14th August 2010
Hello, I have a friend working in Warri, and he is unable to get to use his atm card, he is from the US, I am unable to help him, is there anyone that could help him there? I am not familar with the interantional banking. Please help us. Thank you kindly! jlm
Reply
1. Oluniyi David Ajao
  14th August 2010
  Try Zenith Bank or GTBank ATMs. If it doesn’t work, he would have to call his bank in the US for help.
  Reply
2. JAN
  20th December 2010
  Hello, I am still looking an international atm machine, in Warri, Delta state, are there any in that area? Please let us know, we would really appreciate it, he is trying to get back home. Thank you kindly, jan
  Reply
Lanre Alewi
2nd October 2010
If your Visa card is in US Dollars, and you want to pay some money in GB Pounds, will the VISA machine do the conversions itself to the equivalent Pounds from the Dollars you have on your card.
Reply
1. Oluniyi David Ajao
  2nd October 2010
  Yes. You can pay anyone in any of the major currencies with a dollar visa card.
  Reply
  1. Lanre Alewi
    2nd October 2010
    Thanks so much for the reply
    Reply
femi
9th October 2010
I have Nigeria Visa Card UBA and i also have GTB master card, how can i use it for international transaction, and does anyone know if our ATM here is Nigeria is globally accepted.
Reply
ali
9th November 2010
What is the discription of the master card in view?
can Visa card be use instead of master card?
Reply
rin
30th November 2010
Hi… pls advise , where can i withdraw dollar using my Visa card at around port Harcourt area…
Reply
1. Oluniyi David Ajao
  30th November 2010
  I am not sure any ATM in Nigeria would dispense US Dollars to you. They’re usually programmed to deal in Naira only.
  Reply
Rin
30th November 2010
Thank you so much for your reply. So,it means we can use our credit card to withdraw money in Nigeria right? ( in Nigeria currency )
Pls kindly help to confirm my understanding
Reply
mudiame
10th December 2010
CAN I RECEIVE MONEY FROM ABROAD IN MY ZENITH BANK OR UBA DEBIT CARDS
Reply
Musty4
27th December 2010
Pls where can i find visacard in kano state?pls
Reply
Akin
13th February 2011
What’s the maximum amount limit per withdrawal for Foreign Visa Cards in Nigeria and the charges per withdrawal?
Reply
1. Oluniyi David Ajao
  15th February 2011
  Consult your bank.
  Reply
Rosa Valente
8th April 2011
Hello, i have a british friend staying at Enugu and he is having problems with his mastercard. He can’t find an ATM accepting his credit card. Could you help me, please? I already sent him money but it’s not enough.
Thank you in advance,
Rosa
Reply
1. Oluniyi David Ajao
  11th April 2011
  Many Nigerian ATMs only accept chip cards. Ask him to try GTBank ATMs.
  Reply
Rosa Valente
11th April 2011
I will ask him to do as you say and then i’ll let you know it it works.
Thank you
Reply
allen
13th April 2011
hello, thank you for your reply so far.
please can i use my zenith bank visa card to receive money from a friend that is in norway, his bank also operates visa card too, and what details do i need to send him
Reply
1. Oluniyi David Ajao
  13th April 2011
  This is possible only if the Norwegian bank supports Visa card-to-card transfers. He needs to confirm from his bank.
  Reply
Emmy
3rd June 2011
pls can somebody help me out. how can i get a visa pin here in nigeria to fill a form on internet. Thnx
Reply
joeaana john
28th June 2011
Why mastercard cannot acces to ATM in Lagos, my friend of US stuck over there because of this problem. He just finished his working contract but cannot going back to new york to reunite with his sick daughter, because the ATM not accepting his mastercard, and when he call his bank he told that they cannot doing anything to help him due to the distance. So how he can be helped.
Reply
Jo Jo
28th July 2011
Even with surprises of various kind, you can expect any thing from ATM card company , thank so much for the conveniences
Reply
Joh mike
8th August 2011
I will like you tell me how i can make business with my ATM visa card
Reply
Armstrong
21st August 2011
Please is there any Nigeria bank ATM machine where i can withdrawal cash in US dollars. I just came back to Nigeria from US and haven’t found any where to get my cash using my ATM card. I will appreciate any informations please. Thank You.
Reply
1. Oluniyi David Ajao
  23rd August 2011
  If your card is Mastercard or Visa, you can use any Mastercard or Visa ATM. No ATM in Nigeria dispenses money in US Dollars. That would be highly illegal. Good luck.
  Reply
linda
13th October 2011
hi david,
i have been trying to use my indian visa card here in nigeria but i keep on getting an error saying ‘your financial instituition is not available ,please do you know the bank that can pay me with my indian visa card here with showing the error message
Reply
1. Oluniyi David Ajao
  13th October 2011
  It means your Indian bank is offline on the visa network. Check with them.
  Reply
roy brooke
12th August 2012
my name is roy brooke from united state just came to nigeria for a visit ..i want to know where i can use my visa and master card credit catrd to witdraw money and where to shop at store
Reply
1. Oluniyi David Ajao
  15th August 2012
  All major cities in Nigeria now have both MasterCard and Visa ATMs. It is not advisable to use your card in Nigeria if it does not have a chip on it.
  Reply
DAVIS KING
5th September 2014
Where can I locate ATMs that support visa electron at Egbeda, Lagos? Many thanks.
Reply
Judy
22nd February 2022
Good greetings everyone, please I want to know if I can use my uba dollar gold MasterCard to withdraw naira on Nigerian ATMs.
Reply

Visa ATMs in Nigeria

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